[Sender’s Address]
No. 14, Adeyemo Crescent,
Olowo-Eko Estate,
Surulere, Lagos State.
23rd September, 2025.
The Branch Manager,
Unity Bank Plc,
Surulere Branch,
Lagos State.
Dear Sir,
REQUEST FOR THE OPENING OF A NEW SAVINGS ACCOUNT
I am writing to formally request the opening of a new savings account with your bank. As a recently graduated student who has just secured employment, I wish to cultivate the habit of saving regularly, and I believe that opening an account with Unity Bank will provide me with the opportunity to achieve this financial goal.
Sir, I have chosen your bank because of its strong reputation for efficiency, security, and customer satisfaction. Many of my friends and colleagues already operate accounts with your bank, and they often commend the prompt services, courteous staff, and easy access to banking facilities both online and in person. I am confident that becoming a customer will be a step in the right direction.
I wish to open a Savings Account, which I will use primarily for depositing part of my monthly salary and other personal income. The account will also serve as a means of making safe withdrawals and transactions when necessary. At a later stage, I may also consider opening a Current Account for business transactions, but for now, my immediate request is for a Savings Account.
To facilitate the process, I have completed the necessary account opening forms, attached a passport photograph, and enclosed a photocopy of my National Identity Card for identification purposes. I have also secured two referees who already maintain accounts with your bank, as required by your policy. Furthermore, I am prepared to make the minimum initial deposit as stipulated by the bank.
I kindly request that the account be processed as quickly as possible to enable me to start saving without delay. I would also appreciate if you could guide me on how to activate online and mobile banking services, as these would make transactions more convenient and efficient for me.
Please be assured of my commitment to maintaining the account responsibly and abiding by the rules and regulations of the bank. I look forward to enjoying a fruitful banking relationship with Unity Bank Plc.
Thank you for your attention to my request.
Yours faithfully,
(Signature)
Emmanuel Adeyemi
What Examiners Want to See
- Formal Letter Format – correct addresses, date, salutation, and closing.
- Clear Request – state the type of account (savings/current).
- Reason for Request – e.g., saving part of salary, secure transactions.
- Attachments & Requirements – forms, passport photo, ID, referees, initial deposit.
- Polite Tone – respectful and professional throughout.
- Word Count & Structure – 450+ words, organized in paragraphs.
Tips for Students
- Always state the account type (savings, current, etc.).
- Mention requirements fulfilled (forms, ID, passport photos, referees).
- Show awareness of modern banking services (online/mobile banking).
- Use formal and courteous language – no slang.
- End with confidence in building a good banking relationship.